For referral partners

Give your clients a trusted next step when credit becomes an obstacle.

If you serve clients or customers whose credit sometimes prevents them from moving forward, Excel Credit Repair works the personal-credit side while you keep the relationship. We partner with professionals and business owners across many industries.

We do one thing: personal credit restoration. We are not a lender, broker, dealer, or agency. We do not compete for your clients, and we do not market other services to the people you refer. Your client relationship stays yours.

How it works

A simple referral path, in three steps.

Many of the people you serve want to move forward and cannot yet, because personal credit is standing in the way. We give them a legitimate next step, and you stay the professional they came to first.

  1. 01

    You apply

    Tell us about your business and the clients or customers you serve. We review each application and follow up by email with next steps.

  2. 02

    You introduce a client

    When someone you serve is held back by personal credit, you point them to us. You are never asked to collect credit reports, scores, or account details.

  3. 03

    We work the credit obstacle

    We review the client's credit reports with them and dispute items that appear inaccurate, outdated, or unverifiable. That work happens directly between Excel and the client.

Who we partner with

  • Mortgage and lending professionals
  • Real estate professionals
  • Auto industry professionals
  • Financial, insurance, tax, and accounting professionals
  • Business funding and financing professionals
  • Business owners and entrepreneurs
  • Other professionals whose clients may benefit from credit-improvement support

Each application is reviewed individually. Applying does not guarantee acceptance into the partner program.

What we do not do

  • We do not guarantee score increases, the removal of any item, or approval for any loan or financing.
  • We do not compete for your clients or market other services to the people you refer.
  • We do not share a client's credit reports, scores, or file details with partners.
  • We do not promise a timeline. Credit outcomes depend on the client's own file and on the bureaus.

Under the Credit Repair Organizations Act, no credit repair company can lawfully guarantee a specific result. Any company that does is telling you something it cannot deliver.

Partner application

Become an Excel Credit Repair Referral Partner

If you serve clients or customers whose credit may sometimes prevent them from moving forward, we'd like to learn more about your business and explore how we can work together.

Complete the application below and our team will follow up with next steps.

About the application

Submitting an application does not activate a partner account or referral program access. We review each application and follow up by email. Approved partners are set up separately.

Excel Credit Repair is a credit repair organization. We are not a lender, mortgage broker, law firm, or credit counseling agency, and nothing on this page is legal or financial advice. Consumers have the right to dispute inaccurate information on their own credit reports at no cost by contacting the credit bureaus directly.