However well the business is doing, most small-business lenders underwrite the owner as well as the company. If your personal credit is the part that keeps coming back as the problem, that is the part we work on.
Personal guarantees, owner credit pulls, and personal-credit minimums are ordinary features of small-business lending. That means a problem on your personal report can sit between a healthy business and the financing it is trying to reach — and it will keep doing that until the report itself changes.
We work on the personal-credit side of that. Not the business plan, not the financials, not the lender relationship — the credit obstacle.
What we do is ordinary, lawful personal-credit repair, and we would rather tell you it will not move the needle for you than take the engagement.
Tell us what you are trying to finance and we will review your personal credit and tell you whether it is the real obstacle.
Excel Credit Repair is a credit repair organization working on personal consumer credit. We are not a lender, funding broker, or law firm, and nothing on this page is legal or financial advice. You have the right to dispute inaccurate information on your own credit reports at no cost by contacting the credit bureaus directly.